Simplifying the minefield that is mortgages
Mortgage Mindset offers you useful guidance, information, and tools to help you on your way to buying your first home
Who is a mortgage broker
A mortgage broker could help you save time and money. Not that I am bias being a broker myself but why...
What is a mortgage offer
A mortgage offer is a document from a lender that says they are willing to loan you the money you need to...
Credit issues
You can have various types of credit issues that can be reported on your credit report. They will remain...
Your credit report
Your credit report is just that, its yours. It is information that is gathered about how you handle your...
Affordability
Affordability is your ability to manage your mortgage repayments as assessed by the lender. Each...
What is a Deposit?
To get a mortgage you need to put down some money yourself, this is known as a deposit. The more of your...
What is a Loan To Value?
Loan To value, or LTV, is a term you will hear throughout your mortgage application. It refers to your...
What are products?
When you enter the world of mortgages you will hear lots of buzz words, most of which I will cover...
What is Repayment and Interest only?
The way you repay the loan; Repayment is the term used to explain the way you will pay back the mortgage...
What is Term?
What is term? The term of a mortgage is the time period over which you repay the mortgage loan. For...
What is a mortgage?
A mortgage is simply a loan specially designed to help you buy a house. It’s technical term is a secured...
Introduction to Mortgage Mindset
I am Amanda, and I created the Mortgage Mindset blog to open up the world of mortgages and help you get...