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What are products?

What are products?

  When you enter the world of mortgages you will hear lots of buzz words, most of which I will cover throughout this blog. One you will hear early on is “products”. Products relate to the interest rate that you are going to pay to the lender for borrowing your...
What is Term?

What is Term?

What is term? The term of a mortgage is the time period over which you repay the mortgage loan. For example, you will hear people talk about a 25-year term. In general, the term of your mortgage should go up to your intended retirement age so your mortgage is repaid...
What is a mortgage?

What is a mortgage?

A mortgage is simply a loan specially designed to help you buy a house. It’s technical term is a secured loan, a term you will hear often. This means that the money you borrow is attached against an asset, in this case it is the bricks and mortar of your property....
Introduction to Mortgage Mindset

Introduction to Mortgage Mindset

I am Amanda, and I created the Mortgage Mindset blog to open up the world of mortgages and help you get over the initial confusion and anxiety when looking to buy your first home. I have never understood why you are not taught this sort of thing at school. Owning and...